MF are a good alternate for those who cannot spare that much time to scren stocks or debt to chose from the avalanche of offer. Given the current market condition, debt Funds are a good bet for 1-2 years and equity Funds are good for 3-5 years. You may chose a combination of both if volatility rattles you. if you are steadfast and willing the buck the trend in the next couple of years then Equity Funds are best. As it is always, start with small amount say 20-25% of what you intend to invest and build your portfolio gradually in the next 6 months.
rgds,
Balaji
rgds,
Balaji