I used my Debit Card on an International website for a purchase of a product. The card details had to be given. I was quite confident that everything will be smooth as the Card was International and Visa secured.
After a week or so my card was charged for few dollars from another website named Groupon of US. The website on which I used my card was different. I called the Groupon representatives in US that when I have never used your site for anything how my card has been charged by you?
They told me that the card has been used on their website to get verified status in which they deduct money for verification and after verification the card can be used for purchases.
I was really shocked as I had not done any transaction on Groupon. I immediately called my Bank Relationship manager , and he advised me to Block my card immediately which I did.
Fortunately the real time sms service helped me to know that my card is in the process of being used by somebody else. If the verification process would have been complete on Groupon , the card could have been used.
The Bank then issued me an EMV Chip card which has extra layers of protection against Online frauds.
After a week or so my card was charged for few dollars from another website named Groupon of US. The website on which I used my card was different. I called the Groupon representatives in US that when I have never used your site for anything how my card has been charged by you?
They told me that the card has been used on their website to get verified status in which they deduct money for verification and after verification the card can be used for purchases.
I was really shocked as I had not done any transaction on Groupon. I immediately called my Bank Relationship manager , and he advised me to Block my card immediately which I did.
Fortunately the real time sms service helped me to know that my card is in the process of being used by somebody else. If the verification process would have been complete on Groupon , the card could have been used.
The Bank then issued me an EMV Chip card which has extra layers of protection against Online frauds.
Simply add your debit card to Paypal and then use for USD payments. In case of problems, it's easier and quicker to get back your money as Paypal has buyer protection in built.
Both ICICI Bank and HDFC Bank debit cards are usable on Paypal.