1. First and important thing is make a note of your spending, and analyze which one can be avoided. Give preference to Basic necessity .
2. Be health conscious, Dont go with empty stomach for shopping have your complete food in home itself. This will take care your Wealth & Health.
3. Try to utilize technology & see if it is economical e.g. Pay your E.B bills, tickets, insurance from online which will save your time and petrol expense.
4. Do utilize the discounts , offers correctly and regularly
5. Use Bicycle or go by walk to nearby area unless it is a business visit
6. See your leisure spending not exceeding 5% of your monthly Income
7.Save 30% of your monthly income for property, 5% for Gold,5% for postal saving, 5% mutual fund SIP method,20% of your Income should be in cash
2. Be health conscious, Dont go with empty stomach for shopping have your complete food in home itself. This will take care your Wealth & Health.
3. Try to utilize technology & see if it is economical e.g. Pay your E.B bills, tickets, insurance from online which will save your time and petrol expense.
4. Do utilize the discounts , offers correctly and regularly
5. Use Bicycle or go by walk to nearby area unless it is a business visit
6. See your leisure spending not exceeding 5% of your monthly Income
7.Save 30% of your monthly income for property, 5% for Gold,5% for postal saving, 5% mutual fund SIP method,20% of your Income should be in cash